Travel insurance is a must-have for any trip. In case of emergency or health issues, it covers all costs related to your travel.
We’ve researched some of the top Malaysian insurance companies and put together a list of 4 that you can use to find the best coverage for your next trip. Here are our top picks:
It is one of the best insurance providers in Malaysia. You can get the chance to get coverage pf covid-19 also. They provide accidental coverage of RM200,000 and unexpected earth coverage to your nominee of RM500,000. Their premium starts at as low as RM30.
AIA is one of Malaysia’s leading insurance providers, offering a wide range of services including home, health, car and travel insurance. They also offer an online application process so you can purchase coverage for your next trip with just a few clicks!
Aviva offers life and critical illness coverage as well as income protection insurance policies in Malaysia. Their online application process is fast and easy so you can get covered quickly!
AXA offers a wide range of general insurance products including home, motor vehicle, travel and business insurance policies in Malaysia. Their online application process is simple and straightforward so it’s easy for you to get covered before your next trip!
The biggest worry when travelling is that you might get sick, or have an accident. But that’s why you should get travel insurance! Travel insurance is something you can buy to protect yourself from the unexpected.
For example, let’s say you’re travelling to Australia for a month and have never been there before. You could get into an accident on your way there and become disabled for life. Or maybe you catch a disease while in Australia that affects your health and causes permanent damage. These are all things that could happen while travelling and they are what travel insurance is designed to protect against.
We all want to be safe when we travel, but there’s no one-size-fits-all approach to protecting yourself. How much coverage do you really need?
It depends on a few factors: how far away you’re going, what kind of activities you plan to do while you’re there, and whether or not you’re bringing any valuables with you. Here are some questions to ask yourself before purchasing travel insurance:
1) How long will I be gone? If your trip is more than a month-long, it might be worth looking into more comprehensive coverage—and if it’s less than that, don’t worry too much about it.
2) What am I going to do when I get there? If you’re planning on doing any strenuous activities like hiking or rock climbing, or if you’ll be in a country where there are health risks like malaria or yellow fever outbreaks (like Kenya), then make sure your policy covers those things.
3) Do I have any expensive items with me? If so, make sure that they’re covered under your policy as well—and if they aren’t (like jewellery or electronics), consider taking them out of the country with you so that they can be covered under their own policies instead!
While you’re planning your trip, it’s important to make sure that your insurance policy covers everything that you need it to. If your policy doesn’t cover covid 19, then it might not be worth buying.
If you want to make sure that your insurance policy is comprehensive and covers all of your needs, you should talk with an agent who specializes in travel insurance. They can help you find the right policy at a price that’s right for you.
As a whole, Grab insurance provided the best combination of coverage, price and customer service. They have very low limits on hospitalization, which may be a concern for some. Allianz coverage is excellent, but their large deductible may also be an issue for some travellers. AIG provides good all-around coverage and is great for longer trips overseas. As with all insurance, it is important to read the fine print. But when it comes to international health insurance for your next trip these three companies come out on top.